Raising a Large Family on One Income

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Some days I just have to pinch myself because I am expecting my sixth child. Y’all, I never imagined I would be THAT mom. The one with many kids. But, God has blessed our marriage with children and they make life a lot more fun! We have been a one income family since the beginning. Part of large family living often includes raising a large family on one income. How do we do it in today’s world? Let me explain.


Raising a Large Family on One Income

One car payment at a time


If you’re raising a family on one income, you’re probably cannot afford two car payments. I would say ideally no car payment would be the way to go. We have never been able to swing that, but we keep our car payments to one at a time, and we learn how to maintain older vehicles.


Frugal meal planning


I will tell you the majority of our money goes to food. It is essential to practice frugal meal planning when you have a large family. It costs a lot less money to pack a lunch when we head out the door as a family than it does to stop at the drive-thru.

One of my favorite apps for saving money on groceries is Checkout 51.


Shop sales and take hand me downs


I try hard to find the best deals on all of our clothes. My husband and I don’t get to shop much for ourselves. I will check clearance racks at Walmart and occasionally shop consignment sales and thrift stores. I keep many of our kids’ clothes to pass down to the next child.


Use your skills to make extra money


Many mothers who stay at home make extra money on the side. I’m sure you’ve heard this before, but you do not have to work a 9-5 job to bring in income. I blog and make some extra money for our family doing something I enjoy! You could babysit, sell crafts, anything you can think of to bring in extra spending money.


Pray


We live in a society that makes it very difficult for a family to live on one income. My best advice is to pray about your situation. Is this the direction God wants you to go? Be faithful, and He will provide. I have felt strongly called to stay at home and homeschool our children. We don’t always have all the new stuff, and it isn’t always easy trying to make everything work, but He provides.


Resources for Raising a Large Family on One Income

Living a Rich Life as a SAHM

The Total Money Makeover


How To Raise a Family on One Income


How to Raise a Family on One Income

Our 2016 One Income Budget

Living on One Income – The Ultimate Post


Joanie | Simple Living Mama
Want more details about this and other budgeting & minimalist living ideas? Check out more here!
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  • Carole Carole on Sep 28, 2022

    Good advice. I was a single mom, and we had some tough times where I did most of the same things. I guess the other thing I would add is to take full advantage of free and lost cost recreational activities. Spend time outdoors. Play games. Spend time with friends and family. We may have been poor at times, but we were happy.

  • Eileen McQueeney Eileen McQueeney on Oct 18, 2022

    Enjoyed your post! I tried your link for checkout 51 but it wasn’t working. Just wanted to let you know.

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