Easy Minimalist Habits That Will Make You Wealthy

Connie Riet
by Connie Riet

Wealth is not merely a financial consideration, it's also about having a rich, full life.

Remember, no one is born simply to work, pay bills, and continuously buy new things.

There is so much more to your existence, and adopting minimalist habits can help you focus on building wealth while enjoying your life more.

Minimalist lifestyle

I have lived many types of lifestyles and rode the financial roller coaster of highs and lows throughout my life experiences. I can say that living in a big house versus a tiny house didn't increase my standard of living.

Using expensive specialty hair products to make my hair thick didn't add any more volume. Enjoying my coffee at a refurbished kitchen table instead of a high-end dining set didn't diminish the flavor of the coffee one bit.

If none of these upgrades actually increased my happiness, then there must be more to being rich than simply money.

What does it mean to be rich? Some say it's having a lot of money in the bank, while others define wealth as living a meaningful life.

In a world where we're constantly bombarded with messages about consumerism and the need to accumulate more stuff, adopting minimalist habits can be a powerful way to create a rich, full life.

In addition to being financially secure, there are a few minimalist money habits that help me live a rich, full life, both in terms of experiences and financially.


What is minimalism?

Minimalism is about focusing on what's truly important and letting go of the rest.

When I embraced a simpler lifestyle, I naturally spent less time and money on material possessions. I had more time to focus on things that matter, like spending time with family, pursuing hobbies, or working toward goals. 

A few of my favorite activities are simple and cost very little, like camping, enjoying nature, and cooking delicious meals at home to enjoy with my family.

The cheaper my pleasures, the richer I became. My joy and my bank account both grew. 


Minimalist habits

In all honesty, changing your mindset is one of the best minimalist habits out there. And that’s really the secret to how minimalism made me rich.

The older, wiser generations that came before me would always say, live below your means. As a kid, I didn't know what that meant, but as my family grew in my twenties, I quickly learned that if my household bills equaled more than our income, we found ourselves in big financial trouble.

For example, if our household brings in $3,000 a month in income, but our expenses are $3,500, we are living above what our income is. And, take it from personal experience, this is an incredibly stressful situation that is very difficult to overcome. 

Forming minimalist habits can eliminate that type of stress from your life. By cutting our expenses even a little bit and raising our income, we would have the cushion we need, and the stress about money would simply fade away.

And now we are living below our means. Instead of panicking at the end of every month, we would now have extra money. 

Walking in nature

Best minimalist habits

The best investment you can make is in yourself. Making investing a priority for both my money and my time shapes my future. I invest in myself every day, whether it's on my health or learning something new, because I'm worth investing time and energy into.

The more I invest in myself, the more I grow as a person. Self-improvement is an investment that grows over a lifetime. It can never be diminished or taken away. 

I was a little late in seeing the importance of investing my money. I thought that simply putting a little extra into my savings account was good enough until I realized that savings accounts don't grow.

When I began investing a minimum of 15% of all of my income, the compound interest on that 15% is what makes that money grow over time.

Building wealth by 15% is not very much. I could have easily spent that on a new outfit or eating out a couple of times per month, but then that money would simply be gone. 

There is no one way to spend money because money is very personal. Therefore, it should be viewed as something to support each of our unique lifestyles, goals, and values. 

There are times when cutting expenses is necessary. But if I were to only cut things out of my life, I would start to feel deprived. Money goes both ways: the things we choose not to buy and the areas we choose to spend money in.

So where do I spend my money? I spend my money on the things I love. Not the things I like but the things I love. Using my money as a tool that enhances my life. 

Each of us loves what we love. Therefore, how we spend money should be catered to reflect our passions in life. 


How minimalism made me rich

When I'm not grateful, my wanting is a bottomless pit. No matter how much I have, I am never satisfied. Gratitude turns what I have into enough and who I am into enough.

Gratitude works miracles in all areas of my life. When I appreciate my qualities and strengths, I don't feel lacking, and I don't feel the urge to buy more than I need. 

As I move through my day and appreciate all of the beauty around me and the love in my life, I feel abundant and wealthy. Gratitude fills my emotional bucket, making it so that I don't have the desire to look outside of myself for happiness.

Minimalist habits

Living a rich, full life filled with happiness, enjoyment, and abundance is a beautiful gift. And incorporating minimalist habits into your life is the ticket to getting you there.

Tell me how you plan to form new minimalist habits down below.

Join the conversation
  • Barbara Barbara on Aug 14, 2023

    Your article came at an unbelievable time for me. Funny how God works in mysterious ways. I’ve fallen in love with an incredible man that doesn’t live near me he lives in another state. Packing up my entire 3000 square-foot house to go live on a ranch in the middle of nowhere is a stretch for me. Your article give me clarity and Hope that I’m doing the correct thing I guess love conquers all. Thank you so much for your beautiful article.

    • Violee Violee on Aug 21, 2023

      God is giving you a chance to try out living in the middle of nowhere where the only other human is the one you love. That may or may not be the best solution to the two of you getting together.

  • Debbie Debbie on Aug 26, 2023

    I am very happy for you but just watching you sit in that large beautiful home having a peaceful cup of coffee does not look like most people I know living on a budget. Many people watching this probably wish they were living as rich as you.