7 Surprising Habits That Keep You Broke & How to Fix Them

by Simplify

Always broke and not sure why? Kallie Branciforte has come up with 7 habits that keep you broke. And she claims that reversing these bad money habits today will lead you to develop better money habits tomorrow.

When it comes to money habits that can leave you broke, Kallie says many people fall into the trap of overbuying food. Not only does this lead to waste, but oftentimes, your refrigerator is so stocked that you can’t even see what you already have.

One of Kallie’s good habits for saving money, then, is to stop buying so much at the grocery store even when you have guests coming over.

Kallie also says that many people overbuy non-essentials like shampoo and cookware. She recommends asking yourself if you are buying these products for the products themselves or simply because you’re buying the expectation of what they can do for you.

Next up, Kallie says to stop paying extra money for convenience. She says to stop outsourcing so many chores and to do more of these tasks yourself.

Unsubscribing from sales emails

To save even more money, Kallie suggests purging your social media feeds and inboxes to rid yourself of temptations. She also recommends stopping making so many impulse purchases because the more you make, the harder it is to stop, and these charges keep compounding.

Other habits that keep you broke, according to Kallie, are eating out all the time and not having a financial goal to keep you motivated. By setting a number or price point to stick to, you’ll find yourself going out for drinks and meals or ordering takeout a lot less often.

Habits that keep you broke

Having a financial goal in mind will help you remember why you are cutting back in the first place. And by changing these 7 bad habits, you’ll save more money than you ever thought possible.

For more money-saving tips, discover these effective home updates you can DIY on a budget or this guide on how to stop wasting money and overspending.

To see more videos, check out the But First, Coffee YouTube channel.

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2 of 19 comments
  • Lori kessell Lori kessell on Jan 07, 2024

    I’ve been shopping for 42+ years and I’ll tell you back when I was in high school I took distributive Ed (DE) which taught us marketing . Supermarkets to this day play ‘love songs’ which the intended market was mostly women shopping for their husbands. Psychologically you think oh I love my husband so much I’ll buy this for him is what was the intended purpose. But they still do it go figure. And speaking of the supermarkets I think people overshop because the sales make you over shop you need one item but you gotta buy three of them in order to get the sale so unless it’s something that you really use all the time maybe don’t shop that way another way to shop is shopped the unit price of something that way you know you’re getting the better deal whether it’s on sale or not and that’s my two cents thank you for listening.😊

  • MISSMAC IN TX MISSMAC IN TX on Feb 11, 2024

    Stay out of Sams Club and Costco. If you wander around there, hungry, you will leave with stuff you want/but don’t need. I do not buy most groceries at Sams. I am not saving money in bulk purchases that are not intentional.