Is Being Rich Overrated? Here's the One Thing You're Forgetting

Aimee Cerka
by Aimee Cerka

Is being rich overrated? Maybe you feel that happiness, life, freedom, relationships, and probably a dozen other things are more important than money.


In today’s discussion, we're talking about materialism, if money is overrated, and what's more important in your life or what is the one thing you're probably forgetting?

Is money overrated?

Today, we're talking about if money is overrated. Maybe like wealth, if being wealth is overrated, all of those things. Okay, so let's start simply. Is money overrated?


And it depends, which is quite often my answer because so many things go into these questions. It's not just black and white. So many people will say relationships are more important than money. Like money over relationships, and time is the one thing that you can never get back.


Most agree that relationships are important and they need to be prioritized, but you also need the freedom to prioritize them.


Money stress and relationships

When you figure out the money thing, when you get this done and are comfortable with your money, it's not hampering your relationships. Still, it's not a priority over your relationships because when you truly have this figured out, you don't think about it.


If there is a lack of money, we spend more time stressing over it, and we spend more time thinking over it. When you figure this out and are comfortable with your finances, you don't think about it. You don't have to worry about it because it's not there. It's not a big deal.


Then you're able to be present in your relationships, whether it's relationships with family, which is going to be the next one that we're going to speak on, relationships with significant others, with friends, with your relationship, like your spiritual relationship, who you are as a person.

Wealth and money

My relationship with God is very important, and that's definitely a priority, and I spend time on that. And, of course, money is not a priority over that relationship, but it's not like an either-or thing, and that's really what we're getting at.


So money over your family. Many people have said they would give all their money away to have the family again, to have those relationships.


Creating priorities

However, it's important to remember that you don't have to be poor. You don't have to have that lack of being able to prioritize your family. That's the point that I want to get across here. This is the part where you think it's not like an either-or thing.


When we make a list of our priorities, some people will say, money over life, like living for money is more important than living life. You list out your priorities. I'm sure money is not in the top four. For most of us, it's our relationship with our creator, spouse, children, and extended family relationships. Work doesn't make it until lower on the list.


If we look at the time we spend dedicated to each one, more kind of takes over. And you might see that that's just how it must be. And that might be true, but we also have to acknowledge where we're spending our time.


So if living life is more important than money, and I would say it is, you don't have to have a ton of money to create happiness. However, your relationship with money needs to be happy.

Money and family

This is the biggest point I am making. It's not like an either-or thing to be able to prioritize your relationships, family, or life. You need to be able to do those things when you have a positive relationship with money.


We don't have to have this overabundance of cash. You can, again, not an either-or thing, but it's your relationship with money because your stress will take over. You'll be more miserable if your relationship with money and you're not comfortable with your money.


Are money and success overrated?

So the question is, are money and success overrated? I feel like there are two separate things. We have to define success, which is a whole different episode, like talking about what success means. So if we take that out and say, is money overrated? The answer is no.


The amount of money you have, though, doesn't matter. I can guarantee if you are struggling right now financially, just barely getting by, you probably want to punch me, roll your eyes at me, or something, I get it, I would have done the same thing. However, your relationship with money is everything.


When you're comfortable with your finances, you see the success that you have already where you're at now, and you can be present. You can realize there's not anywhere to get to. Like, yes, we have goals.

Financial goals

Start with the money

Yes, I have goals. Yes. That I'm working towards. Yes, I'm hoping my clients work toward those things, and I know you do too. But there is success right now. Like, being present and seeing the success where you're at is so important.


This is the stumbling part. Let's try that again. This is the stumbling block right here. When you figure this out, everything else falls into place.


This is why we start with the money: we get it out of the way. So is money overrated? Absolutely not. It's very important, but it's not the amount of money you have. It's your relationship with money, just like the other relationships in your family and your life. They're so important. You want to prioritize those. You want to make them key.


When you start with your relationship with money, you get it out of the way, and everything else falls into place.


Is being rich overrated?

Many people wonder, why is wealth overrated? Your challenge today is to think about what money allows you to do. Answer that question in the comments below.

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